How to Take a Loan in NTC | NTC Sapati Loan Guide 2025

Hello everyone, welcome to this article! Today, I’m going to explain how to take a loan through NTC. This guide is for you if you want to take a loan for your mobile balance. I have explained everything in a simple and step-by-step manner so that you can understand without any confusion. Using my experience and information, I’ll teach you, and I’ve also used tables and bullet points to make the data even clearer. Let’s get started!

NTC (Nepal Telecom) is a trusted telecom service provider that offers convenient services to its customers. Whenever your mobile balance runs out and you’re unable to recharge, you can use NTC’s Namaste Credit service to take a balance loan. Using this service is very easy, and you can access it through USSD codes or SMS. This guide will explain in detail how to use NTC’s loan service and solve your urgent balance issues.

Introduction to NTC Loan Services

Nepal Telecom (NTC) is a leading telecommunication service provider in Nepal. NTC has introduced a unique service called Namaste Credit, a loan service that allows users to take an advance on their mobile balance. If you are an NTC user and your balance has run out, this service is highly convenient for your emergency needs.

NTC’s loan services are available through two modes:

• USSD Code
• SMS

In this article, we will discuss both modes and provide you with a step-by-step guide on how to use this service.

Benefits of Using NTC Loan Service

1. Emergency Balance: This service comes in handy when you have no balance and cannot recharge.
2. Quick and Easy: Activating the service and taking a loan is very simple.
3. No Extra Documents: No paperwork is required for this service.
4. Flexible Options: You can use or stop the service according to your convenience.

How to Take a Loan from NTC via USSD Code

Using USSD (Unstructured Supplementary Service Data), you can easily take a loan by dialing a short code.

Steps to Get a Loan via USSD:

1. Open the dialer on your phone.
2. Dial *1477#.
3. When the menu opens, select option 1 to take a loan.
4. The loan amount will be credited to your account instantly.

How to Check Loan Status and Stop the Service in NTC

To Check Loan Status:

1. Dial *1477#.
2. Select option 3 to check the loan status.

To Stop the Loan Service:

1. Dial *1477#.
2. Select option 2 to stop the service.

This process is straightforward and user-friendly. By following these simple steps, you can take a loan and check its status.

How to Take a Loan from NTC via SMS in NTC

If you don’t want to use USSD, you can take a loan through SMS. This method is equally simple and convenient.

Steps to Get a Loan via SMS:

1. Open your Messages app.
2. Type START and send it to 1477.
3. You will receive the loan instantly.

How to Check Loan Status and Stop the Service via SMS

To Check Loan Status:

1. Type STATUS and send it to 1477.

To Stop the Service:

1. Type STOP and send it to 1477.

This method is particularly helpful for users who prefer managing their loan services via messages.

Terms and Conditions for NTC Loan Service

1. Eligibility: This service is available only for active NTC SIM users.
2. Loan Amount: The loan amount is limited and depends on the company’s policies.
3. Repayment: The loan amount is automatically deducted from your next recharge.
4. Service Charges: Nominal charges may apply, which are adjusted with the loan amount.

Conclusion

So, friends, this was a detailed guide on how to take a loan from NTC in 2025. I have tried to explain every aspect clearly. Whether you need a mobile balance urgently or want to check your loan status, this guide will be helpful for you.

If you found this article useful, please share your feedback in the comments section below. Also, share this article with your friends who want to know about NTC loan services. If you want to read other articles please visit the Tips and Tricks Category of this website. Thank you!

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